Independent Insurance Agency — Yakima, WA
About Universal Insurance Services
We're an independent insurance agency based in Yakima, Washington. Founded in 2019, we serve all of Washington State — helping drivers, families, and businesses find the right coverage at the right price.
Who We Are
Your Local Washington Insurance Agency
Universal Insurance Services LLC is an independent insurance agency founded in 2019 and based in Yakima, Washington. We serve drivers, families, and business owners throughout all 39 Washington counties — from the Yakima Valley to the Puget Sound, eastern Washington to the coast.
We specialize in the coverage that other agencies may not want to deal with — SR-22 filings, DUI insurance, commercial trucking, high-risk auto, and complex business coverage. Our agents are fully bilingual, serving Washington's large Spanish-speaking community in English and Spanish.
Why Independent Matters
We Work for You — Not for One Insurance Company
There's an important difference between a captive agent (who can only sell one company's products) and an independent agency like UIS. Here's what that means for you.
Multiple Carriers
We work with multiple insurance carriers — not just one. That means we can compare rates and coverage options across the market to find what works best for your situation.
No Loyalty to One Company
A captive agent has to sell you their company's product whether it's the best fit or not. We have no such obligation — our loyalty is to finding you the right coverage at the right price.
Specialists in Hard-to-Place Risk
Standard agencies often turn away drivers with DUIs, SR-22 requirements, or complex commercial needs. We specialize in exactly these situations — we know which carriers will work with your history.
Personal Service
When you call us, you're talking to a real agent who knows your file — not a call center reading from a script. We build relationships with our clients and are here when you need us.
Bilingual Agents
Our agents serve Washington's large Spanish-speaking community fully in Spanish. You should be able to understand your insurance policy — we make sure you do.
Statewide Coverage
We're licensed to write insurance throughout Washington State. Whether you're in Yakima, Seattle, Spokane, or anywhere in between, we can help.
What We Specialize In
Coverage We Know Best
We focus on the coverage types where expertise really matters — where the wrong policy or the wrong carrier can leave you exposed.
Our Mission
Insurance Should Work for Everyone
"We believe everyone deserves access to quality insurance coverage — regardless of their driving history, income, or language. Our job is to find options that work for real people in real situations."
That's why we specialize in the coverage others won't write, serve our community in both English and Spanish, and take the time to explain your options clearly. Insurance is complicated enough — we make it as straightforward as we can.
Get in Touch
Contact Universal Insurance Services
Ready to Get Covered?
Start your quote online, call, or text us. We'll find the right coverage for your situation — no judgment, no runaround.
Independent agency · Hablamos Español · Serving all of Washington State